Terms
Last updated: 2026-09-04
These terms cover the Hello Budget Telegram bot (@hello_budget_bot)
and its Mini App at https://hello-budget-tg.gpm.name. Using either means accepting them.
What Hello Budget is
A bot that writes down what you spend and tells you how much of your budgets is left. It is a record of what you tell it. It is not accounting software, not tax advice and not financial advice, and nothing it shows you is a professional opinion about your money.
What it costs
The bot is free to use within the limits listed on the home page. Pro removes those limits and is paid in Telegram Stars, either 150 Stars a month or 1500 Stars for twelve months.
The monthly plan is a subscription: it renews itself until you cancel it, and cancelling is done in Telegram’s settings rather than here. The yearly plan is not a subscription and does not renew: it is one payment for twelve months, after which the account goes back to the free plan on its own. Buying a year while a month is still running adds the twelve months on top of what is left rather than replacing it.
Stars are Telegram’s, not mine: they are bought from Telegram and the charge is Telegram’s. Refunds are possible while Telegram allows them for a given payment; ask at apps@gpm.name.
Cancelling stops the renewal. Pro runs until the date it was paid up to.
No warranty
The bot is provided as it is, without warranty of any kind. It is run on one server by one person; it can be down, and a message can be lost.
Keep your own copy of anything you cannot afford to lose. Settings → Export gives you a CSV of your expenses at any time, and Pro sends one every month without being asked.
Your data is yours
You keep everything you write down. It is not sold, not shared and not used to train anything. What is stored and what is not is in the privacy policy.
Acceptable use
Do not use the bot to break the law, and do not try to reach data that is not yours or to knock the service over. Automated use that degrades it for other people is not allowed.
Access can be withdrawn where one of those happens. Where that leaves a paid subscription unused, the unused part is refunded.
Limitation of liability
To the extent the law allows, I am not liable for indirect or consequential loss, for lost profit, or for a decision taken on the basis of what the bot showed you. Nothing here limits liability that cannot be limited — death or personal injury caused by negligence, fraud, and the rights you have as a consumer.
Availability and changes
Features can change and the service can be discontinued. If it is discontinued, notice will be given in the bot and on this site with enough time to export your data, and any subscription running at that point is refunded for its unused part.
Governing law
Italian law, and the courts of Rome, Italy. If you are a consumer this does not take away the protection of the mandatory rules of the country you live in.